medicare overview | prescriptions | medicare coverage chart | proposals MEDICARE SUPPLEMENTAL PROPOSALS
Brief Note About Our Agency and Our Services Although we are contracted and licensed to represent many companies, we have found that there is no one carrier that can give the best deal on all plans. Since Medicare Supplemental Insurance is not a one plan fits all , we can use the best carrier for you best health plan. Daveco Insurance Corporate Office is located in Cape Coral, Fl. We are proud to have many satified and happy clients throughout the United States. If you have questions regarding our services or a particular circumstance unique to you, please feel free to call Toll Free 1-866-541-0505, direct number 239-541-0505 or email us. Our Proposal System Works More Personal We do not offer “instant” online quotes. First those systems are inherently flawed—they seldom produce accurate quotes because they are, by their nature, incapable of soliciting, vital information necessary to produce an accurate quote on a personal basis. Second, and perhaps more importantly, those systems have a relatively low number of companies from which to choose coverage. There are a few insurance companies in the “Internet Medicare Supplemental Insurance Business” and many times, the best quotes are from companies unwilling to provide online quoting. We offer truly personalized proposal on an individual basis via email, fax or mail. We have found that personalized proposal is only not more accurate but also more meaningful to you. How to Request a Proposal 1. Complete the Request Quote Application. Age 65 to 65 1/2 does not need to answer health questions “Open Enrollment”. Pre 65 on Disability and 651/2 plus must answer health questions. 2. We will then quote based on the info you provided and email/fax/mail back to you. 3. If you would like to apply for coverage through us, we will complete an original application and include a prepaid envelope so that you can forward the paperwork back to us. The advantage of this system is that allows us to consult with you in order to massage the application for presentation to the insurance company’s underwriters. Ages 65 to 65 1/2 do not need to answer health questions “Open Enrollment”. Pre 65 on Disability and 65 1/2 plus must answer health questions. 4. Some of our main carriers will accept faxed applications in many States. We will share this time efficient and new streamlined process when and where available. About Rates We always provide the lowest possible rates available. However, the final rate is always determined by a home office underwriter. If you happen to get a “lower price” from the same company, please remember that all agents are provided with the same rates—it is the choice of plans that makes the difference—but the FINAL rate will always be the same and will be determined by the home office underwriter. If you have questions as to why our rates differ, ask us.
CLICK HERE FOR ON-LINE REQUEST FOR QUOTE APPLICATION
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