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Qualified HSA Medical Expenses

Health Savings Account Eligible Medical Expenses

This is a partial listing of items that are eligible for tax-exempt HSA reimbursement.  For complete information see Internal Revenue Code Section 213 (d) or refer to IRS Publication 502 entitled “Medical and Dental Expenses”.  This list is a quick reference and is not intended to offer or provide tax advice.

Eligible Medical Expenses

Non-Eligible Expenses

 Acupuncture Operating Room Costs Advance Payment for Future Medical Expenses
Alcoholism treatment Ophthalmologist Athletic Club Memberships
Ambulance Optician Automobile Insurance Premium
Artificial Limb Organ Transplant (including donor's expenses) Boarding School Fees
Artificial Teeth Orthodontics Bottled Water
Birth Control Pills (by prescription) Orthopedic Shoes Commuting Expenses for the Disabled
Certain Capital Expenses Orthopedist Cosmetic & Hygiene Products
Chiropractors Osteopath Diaper Service
Christian Science Practitioners Oxygen and Equipment Domestic Help
Contact Lenses Pediatrician Funeral Expenses
Cosmetic Surgery (if due to injury, trauma or disease Podiatrist Health Programs at Resorts. Health Clubs and Gyms
Crutches Post-Nasal Treatments Household Help
Dental Treatment Prenatal Care Illegal Operations and Treatments
Dermatologist Prescription Medicines Illegally Procured Drugs
Drug Addiction Treatment (inpatient) Prosthesis Maternity Clothes
Drugs (prescriptions) PSA Test Nonprescription Medicines
Eyeglasses Psychiatrist Premiums for Life, Disability and Other Accident Insurance
Guide Dog Psychologist Scientology Consulting
Gynecologist Radium Treatment Smoking Cessation Programs
Hearing Aids Specialists Social Activities
Hospital Services Spinal Tests Special Foods/Beverages
Laboratory Fees Splints Travel for General Health Improvement
Lead Based Paint Removal Surgeon Tuition in a Particular School for Problem Children
Learning Disability Fees (prescription) Telephones & Television for the Hearing Impaired Weight Loss Program
Life-Care Fees Therapy  
Lodging (for out patient treatment) Transportation Expenses for Healthcare Treatment  
Meals (associated with receiving treatments) Vaccines  
Mentally Retarded (specialized homes) Vitamins (if prescribed)  
Nursing Homes Wheelchair  
Obstetrician X-Rays  

in-depth overview | qualified expenses | hospital indemnity rider | guidelines
why high deductible is not a big deal | HSA fact sheet | free quote

 

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